Best Credit Cards for Airport Lounge Access in India

airport lounge access

Airport lounge access is something which everyone desires but not everyone can afford it. One of the easiest ways to get airport lounge access is through your credit card. Many credit cards offer complimentary Priority Pass Program (worth $99) which gives you access to over 500 airport lounges all over the globe. Visa/Mastercard/American Express also provide airport lounge access across select airport lounges in India. The best credit cards for airport lounge access in India provide unlimited complimentary access to airport lounges worldwide.

In order to make your search easier, below is a list of the best credit cards for airport lounge access in India.

7 Best Credit cards for unlimited airport lounge access
Cards that offer more than 15 free lounge visits
Cards that offer 11-15 free lounge visits
Cards that offer 5-10 free lounge visits
Cards that offer less than 5 free lounge visits

7 Best Credit Cards for Airport Lounge Access in India (Unlimited access)

The 6 best credit cards for airport lounge access in India which give unlimited complimentary access are listed below. Please note that you will have to pay a high annual fee (at least Rs. 5000) to get unlimited airport lounge access.

HDFC Bank Diners Club Black Credit Card

Joining Fee: Rs. 10000
Annual Fee: Rs. 5000 (from 2nd year onwards)
Airport Lounge Access Program:
Diners Club Exclusive Lounge Program: Unlimited complimentary access to more than 700 international airport lounges and 35 domestic airport lounges in India.

To know more about the card, read our HDFC Bank Diners Club Black Review.

HDFC Bank Infinia Credit Card

Annual Fee: Rs. 10000
Airport Lounge Access Program:
Priority Pass: Unlimited access to international and domestic lounges to not only you but also to add-on card members.
You also have airport lounge access program from VISA Infinite and MasterCard World for respective card variant you are holding.

To know more about the card, read our HDFC Bank Infinia Review.

Citi Prestige Credit Card

Annual Fee: 20000
Airport Lounge Access Program:
Priority Pass: Unlimited access in India and abroad. Each of the supplementary card holders will get their own Priority Pass membership card.

To know more about the card, read our Citi Prestige Credit Card Review.

American Express Platinum Charge Card

Annual Fee: 50000
Airport Lounge Access Program:
Priority Pass: Unlimited complimentary access for you and one supplementary cardmember.
Visa/Mastercard Lounge access: You get unlimited complimentary access to 30 airport Lounges across 12 cities in India.

To know more about the card, read our Amex Platinum Charge Card Review.

Yes First Exclusive Credit Card

Annual Fee: Rs. 10000
Airport Lounge Access Program:
Priority Pass:
Unlimited complimentary lounge access
MasterCard lounge access:  Unlimited complimentary access to select airport lounges within India.

To know more about the card, read our Yes First ExclusiveCredit Card Review.

JetPrivilege HDFC Bank Diners Club Credit Card

Joining Fee: Rs. 10000
Annual Fee: Rs. 5000
Airport Lounge Access Program:
Diners Club Exclusive Lounge:
Unlimited complimentary lounge access to over 550+ lounges globally, including over 30 domestic lounges.

To know more about the card, read our JetPrivilege HDFC Bank Diners Club Review.

Axis Bank Reserve Credit Card

Annual Fee: 30000
Airport Lounge Access Program:
Complimentary access to more than 900 airport lounges across the world.
Also. you get complimentary lounge access when flying Vistara, plus 4 complimentary lounge access vouchers per year for friends or family.

To know more about the card, read our Axis Bank Reserve Credit Card Review.

Cards that offer more than 15 free lounge visits

ICICI Bank Sapphiro Credit Card

Annual Fee: Rs. 3500
Airport Lounge Access Program:
Complimentary Priority Pass membership but you will still have to pay (USD $27) for each lounge visit.
On American Express variant, you are entitled to unlimited complimentary access to participating airport lounges in India. While on MasterCard Variant too, you are entitled to unlimited complimentary access to MasterCard affiliated airport lounges.

To know more about the card, read our ICICI Sapphiro Credit Card Review.

JetAirways ICICI Bank Sapphiro American Express Credit Card

Annual Fee: Rs. 5000
Airport Lounge Access Program:
Complimentary membership to the Priority Pass programme but you will have to pay for each lounge visit.
You have unlimited complimentary access to airport lounges in India.

To know more about the card, read our JetAirways ICICI Sapphiro Amex Review.

Axis Bank Miles & More Select Credit Card

Joining Fee: Rs. 10000
Annual Fee: Rs. 4500
Total free visits: 36
Airport Lounge Access Program:
Priority Pass: You get 4 complimentary airport lounge access in a year
Mastercard lounge access: 32 complimentary (8 per quarter) airport lounge access within India

To know more about the card, read our Axis Bank Miles & More Select Credit Card Review.

Citi PremierMiles Credit Card

Annual Fee: 3000
Total free visits: 32 (Visa) or 24 (MasterCard)
Airport Lounge Access Program:
Mastercard World cardholders get access to 24 complimentary visits per year (6 per quarter). Visa Signature cardmembers get access to 32 complimentary visits per year (8 per quarter). The airport lounge access is limited to India.

To know more about the card, read our Citi PremierMiles Credit Card Review.

Axis Bank Miles & More World Credit Card

Annual Fee: Rs. 3500
Total free visits: 18
Airport Lounge Access Program:
Priority Pass: 
You get 2 complimentary airport lounge access in a year
Mastercard lounge access: You get 16 complimentary (4 per quarter) airport lounge access within India

To know more about the card, read our Axis Bank Miles & More World Credit Card Review.

Yes First Preferred Credit Card

Annual Fee: Rs. 2500
Total free visits: 16
Airport Lounge Access Program:
Priority Pass: 
You get 4 complimentary access to lounges
MasterCard lounge access: You get 12 complimentary access per year (3 per quarter) to select airport lounges within India.

To know more about the card, read our Yes First Preferred Credit Card Review.

Axis Bank Vistara Infinite Credit Card

Annual Fee: 10000
Total free visits: 16
Airport Lounge Access Program:
You get 16 complimentary airport lounge access (4 per quarter).

To know more about the card, read our Axis Bank Vistara Infinite Credit Card Review.

ICICI Bank Carbon Credit Card

Joining Fee: Rs. 1000 (first year)
Annual Fee: Nil
Total free visits: 16
Airport Lounge Access Program:
Enjoy up to 4 complimentary access to airport lounges per calendar quarter in India.

To know more about the card, read our ICICI Carbon Credit Card Review.

Cards that offer 11 – 15 free lounge visits

JetAirways American Express Platinum Credit Card

Joining Fee: Rs. 5000 (first year)
Annual Fee: 10000 (2nd year onwards)
Total free visits: 13
Airport Lounge Access Program:
You get access to 13 domestic airport lounges across 11 cities in India.

To know more about the card, read our JetAirways Amex Platinum  Review.

American Express Platinum Reserve Credit Card

Annual Fee: 10000
Airport Lounge Access Program:
You get 12 complimentary access to airport lounges in India. You also get complimentary membership to Priority Pass program. You will be charged US$ 27 for each visit. 

To know more about the card, read our Amex Platinum Reserve Review.

 Cards that offer 5 – 10 free lounge visits

ICICI Bank Rubyx American Express Credit Card

Annual Fee: Rs. 2000
Total free visits: 10
Airport Lounge Access Program:
The card gives you access to 10 Complimentary lounge visit per year in India.

To know more about the card, read our ICICI Rubyx Amex Review.

JetAirways ICICI Bank Rubyx American Express Credit Card

Annual Fee: Rs.2500 (Rs.1250 for 1st year)
Total free visits: 10
Airport Lounge Access Program:
You are entitled to 10 complimentary airport lounge accesses per calendar year at eligible lounges.

To know more about the card, read our JetAirways ICICI Rubyx Amex Review.

HDFC Bank Regalia Credit Card

Annual Fee: Rs. 2500
Total free visits: 8
Airport Lounge Access Program:
Complimentary membership to Priority Pass and 6 complimentary access to international lounges to you and add-on card members.
You also get 8 complimentary (2 per quarter) domestic airport lounge access in a year.

To know more about the card, read our HDFC Bank Regalia Review.

SBI Elite Credit Card

Annual Fee: Rs. 4999
Total free visits: 8
Airport Lounge Access Program:
Get 6 complimentary airport lounge visits per year outside India (Maximum: 2 visits per quarter) under the Priority Pass Program.
You also get 8 complimentary access to domestic airport lounges in a year (2 per quarter).

To know more about the card, read our FSBI Elite Card Review.

SBI Prime Credit Card

Annual Fee: Rs. 2999
Total free visits: 8
Airport Lounge Access Program:
You get 4 complimentary airport lounge visits per year at international priority lounges (Maximum: 2 visits per quarter).
You also get 8 complimentary visits to domestic VISA/MasterCard lounges in India (Maximum: 2 visits per quarter).

To know more about the card, read our SBI Prime Card Review.

HDFC Bank Regalia First Credit Card

Annual Fee: Rs. 1000
Total free visits: 8
Airport Lounge Access Program:
You get 3 complimentary access to International Priority Pass lounges outside India in a calendar year
You also get 8 complimentary (2 per quarter) domestic airport lounge access in a year.

To know more about the card, read our HDFC Bank Regalia First Review.

ICICI Bank Rubyx Mastercard Credit Card

Annual Fee: Rs. 2000
Total free visits: 8
Airport Lounge Access Program:
The Mastercard variant gives access to 8 free (2 per quarter) airport lounge access in India per year.

To know more about the card, read our ICICI Rubyx Mastercard Review.

JetAirways ICICI Bank Rubyx Visa Credit Card

Annual Fee: Rs.2500 (Rs.1250 for 1st year)
Total free visits: 8
Airport Lounge Access Program:
You are eligible for up to 2 complimentary lounge visits per quarter (or 8 in a year) at selected lounges.

To know more about the card, read our JetAirways ICICI Rubyx Review.

Air India SBI Signature Credit Card

Annual Fee: Rs. 4999
Total free visits: 8
Airport Lounge Access Program:
You get complimentary Priority Pass program which gives you access to over 600 airport lounges all over the globe. However, every time you visit a Priority Pass member lounge, you will be charged a usage fee of US $27.

Also, you complimentary Visa Lounge access program in India at major domestic locations.

To know more about the card, read our Air India SBI Signature Review.

Air India SBI Platinum Credit Card

Annual Fee: Rs. 1499
Total free visits: 8
Airport Lounge Access Program:
Complimentary Visa Lounge access program in India at major domestic locations (2 per quarter).

To know more about the card, read our Air India SBI Platinum Review.

JetAirways ICICI Bank Coral Credit Card

Annual Fee: Rs. 1250
Total free visits: 8
Airport Lounge Access Program:
On American Express variant, you are entitled to 8 complimentary airport lounge accesses per calendar year at eligible lounges. Whereas on Visa variant you are eligible for up to 2 complimentary lounge visits per quarter (or 8 in a year) at selected lounges.

To know more about the card, read our JetAirways ICICI Coral Review.

Axis Bank Signature Credit Card

Annual Fee: 10000
Total free visits: 8
Airport Lounge Access Program:
You get 8 complimentary airport lounge access (2 per quarter).

To know more about the card, read our Axis Bank Signature Review.

Kotak Bank Royale Signature Credit Card

Annual Fee: Rs. 1499
Total free visits: 8
Airport Lounge Access Program:
You get 8 complimentary airport lounge access per year (2 per quarter) in India.

To know more about the card, read our Kotak Royale Signature Review.

RBL Bank Platinum Maxima Delight Credit Card

Annual Fee: Rs. 2000
Total free visits: 8
Airport Lounge Access Program:
You get 8 complimentary (2 per quarter) airport lounge access every year across 29 domestic lounges.

To know more about the card, read our RBL Platinum Maxima Delight Review.

HDFC Bank Diners Premium Credit Card

Annual Fee: Rs. 2500
Airport Lounge Access Program:
Total free visits: 6
Five complimentary access to 700+ lounges globally in one calendar year. Also, you get unlimited complimentary access to 25+ lounges across domestic airports in India.
Six Complimentary access to 25+ Domestic Lounges within India and 700+ Lounges Worldwide in a calendar year w.e.f. 15th August, 2017.

To know more about the card, read our HDFC Bank Diners Premium Review.

JetPrivilege HDFC Bank World Credit Card

Annual Fee: Rs. 3000
Total free visits: 5+
Airport Lounge Access Program:
You get 5 free visits to Priority Pass lounges in one year. Also, you get access to select lounges in India under the MasterCard Lounge Access Program.

To know more about the card, read our JetPrivilege Bank World Review.

Cards that offer less than 5 free lounge visits

ICICI Bank Coral Credit Card

Annual Fee: Rs. 500
Total free visits: 4
Airport Lounge Access Program:
The card provides one complimentary lounge access per quarter within India.

To know more about the card, read our ICICI Coral Card Review.

ICICI Bank Expressions Credit Card

Annual Fee: 499
Total free visits: 4
Airport Lounge Access Program:
You get one 1 complimentary lounge visit per quarter within India.

To know more about the card, read our ICICI Expressions Card Review.

JetPrivilege HDFC Bank Platinum Credit Card

Annual Fee: Rs. 1000
Airport Lounge Access Program:
Get access to selected airports within India under MasterCard Lounge Program.

To know more about the card, read our JetPrivilege HDFC Bank Platinum Review.

JetPrivilege HDFC Bank Titanium Credit Card

Annual Fee: Rs. 500
Airport Lounge Access Program:
Get access to selected airports within India under MasterCard Lounge Program.

To know more about the card, read our JetPrivilege HDFC Bank Titanium Card Review.

Standard Chartered Emirates World Credit Card

Annual Fee: Rs. 3000
Airport Lounge Access Program:
You get complimentary access to 30 domestic lounges and over 850 lounges globally.
Every time you visit a lounge you are charged a fee of US $27. However, the best part of this card is that if you spend more than Rs. 10000 in the previous month the usage fee of US $27 is waived off.

To know more about the card, read our Standard Chareted Emirates World Review.

Author: Himank Mishra

Himank is a highly motivated and dedicated person. He graduated from Ball State University, United States with an MBA in Finance. Himank has a passion for Financial Markets. He wants to help everyone achieve Financial Freedom!

  • Jas

    This is NOT entirely true.. most cards offer free PRIORITY PASS membership, which in turn is a deal for lounge access.. “however” for Domestic lounge visits, one still needs to pay a $27 + tax charge now.. so, ultimately, nothing’s free! 🙂

    • Himank Mishra

      Hi Jas,

      Yes, you are right! For domestic airport lounge access, you are charged $27 per visit and this is mentioned in the article for many cards. Most credit cards waive off the Priority Pass membership fee of $99. Every card is different and you get complimentary free visits with Priority Pass (for example: 4 free visits). If you go beyond the complimentary free visits, you will be charged $27 as you mentioned!

      Thanks!

    • Dhairya Oza

      Jas, you’re wrong here. I’ve quarterly two free lounge access at domestic airport at $3 per annum. Yes, but you need to pay ₹2(3 cent/0.03$) per entry. I’ve attached the copy of the same. https://uploads.disquscdn.com/images/d067ccff63b3eef98f782055984fb692de5894c6ab82963027213232fe43ff4f.png

    • Dhairya Oza

      Jas, you’re not totally aware of some facts you wrote down here. I’ve RuPay Platinum card of Indian Bank(that’s the name of the bank) for $3 per annum. They provide quarterly two *free* Premium Lounge access at Domestic airport network for ₹2(3 cent/0.03$) per visit. And yeah, everything you count is included except private stay rooms. I’ve attached my receipt for the same here with. https://uploads.disquscdn.com/images/ca04b0f3aa68aa992b68c416a2af312e4ae8f650ef7e6ccab4cc31e2a67324df.png

      • Jas

        Okay, yes, my apologies. I realized later that it’s not the Priority Pass card I should be using, but the actual CREDIT CARD which provided me the complimentary Priority Pass membership! THAT credit card entitles me to the X number of free lounge visits, so when I tried that credit card this time, I was charged Rs. 2.00 only as well.
        Thanks for confirming.

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  • Jas

    Okay, I figured it out. My apologies, but the fact about “X” free lounge visits is correct – IF you use the actual credit/debit card with which you get the offer. If you use the Priority Pass membership card directly (shown below), that charges the $27+tax visit fee directly.
    So, better use the relevant credit/debit card directly first, which carries the offer for the free visits! 🙂 https://uploads.disquscdn.com/images/cc9658cef77e8b526dc05fe659680ae38c8f37e7c2c34494baca1fbada3129f5.jpg

  • Tarun Jain

    I have used the complimentary lounge access service many times in 1 rs or 2 rs. and i even cant count frequency , but i have never used the service at international airport of other than India , i have SBI PRIME card which give Indian airport lounge access but how to avail HONG KONG , GUANGZHOU , SHANGHAI Airport lounges ?