Bank of Baroda Paytm Credit Card is affiliated with Visa International and valid globally. This card is a co-branded card, launched by Bank of Baroda in association with Paytm. This card provides you with all the benefits of Visa program (Complimentary airport lounge access etc.) and also includes the advantage of Global acceptance and Personal accidental death coverage. This card is for high-income people and charges an annual and joining fee of Rs. 2000. With this card, you get 12 reward points on a Paytm transaction of Rs. 100 and four reward points on all other spends.
Annual Fee: Rs. 2,000
Reward Rate: 1% to 3%
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Kotak Bank Solaris Platinum Credit Card is a credit card by the Kotak Bank, which has been launched for the online shoppers as you will get 5x reward points for a spend of Rs. 150 on all the online transactions. With this card, you get the benefit of fuel surcharge waiver, railway surcharge waiver, welcome bonus, milestone bonus, joining fee reversal opportunity and annual fee reversal opportunity. The interest rate charged for the card is 3.50% monthly, i.e. 42% annually.
Annual Fees: Rs. 500
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The Yes Private Credit Card is an exclusive credit card by the Yes Bank, which has been launched to fulfil all the lifestyle needs of the medium to high-class people. This card provides 2 reward points for a domestic spend of Rs. 100 and 3 reward points on an international spend of Rs. 100. With this card, you get the benefit of priority pass membership, low foreign currency mark-up fee, low-interest rate, golf access and other complimentary membership, which makes you feel superior.
Annual Fee: Rs. 50,000+ 18% GST
Reward Rate: 2% to 3%
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The HDFC Bank Diners Club Miles Credit Card is a newly launched semi-premium credit card by HDFC Bank. This credit card has average eligibility criteria and decent reward rate upto 13%. You can enjoy rewards for all your non- fuel and non-cash spends and convert them into Air Miles for your domestic and international travel. With accelerated rewards on global spends, this card is best for medium income individuals (Salary >Rs. 40,000 per month) who have foreign purchases for their luxury needs. As a Diner Club product, the features are common with the other Diners Club credit cards of HDFC Bank
Annual fees: Rs. 1000
Reward Rate: 1.33% to 13.33%
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Standard Chartered Bank Ultimate Credit Card is an exclusive credit card by the standard chartered bank, which has been launched to fulfil all the lifestyle needs of the medium to high-class people. This card provides five reward points on a spend of Rs. 150. With this card, you get the benefit of priority pass membership, low foreign currency mark-up fee, golf access and dining benefits at top 250 restaurants.
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BPCL SBI Credit Card is the newly launched co-branded credit card from BPCL and SBI in December 2017. With the presence of BPCL outlets all over the country, this credit card will benefit all those customers who spend a lot on fuel for their vehicles. This credit card provides you with a welcome gift, rewards on your every spending, value back points for fuel purchases and low foreign currency markup. You can also enjoy easy money facility and flexipay for your urgent requirements. If you want to manage your fuel expenses , then you must apply for this new credit card which is virtually free for lifetime.
Annual fees: Rs.499
Reward Rate: 0.25% to 4.25%
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HDFC Bank is one of the leading private sector banks in India. The bank was founded in 1994 and is headquartered in Mumbai. The bank has more than 80000 employees and is the largest bank in India in terms of market capitalization. Continue reading “HDFC Bank Credit Card Customer Care Number, Email, Address, Facilities”
Whether you are travelling outside India or buying stuff from away, invariably, you have to pay in currencies other than Indian Rupees. And if you make most of your purchases using credit cards, it becomes slightly costlier.
Every time you use your credit card overseas or buy items that require an overseas bank to process the transaction, the amount you spend needs to be converted into Indian Rupees. That conversion costs money, and banks pass that cost to the consumers in the form of foreign currency mark-up fee.
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It’s a popular proverb that ‘Ignorance is bliss’. Well, I assure you, it’s the opposite for any financial product. You could lead yourself to some dire consequences if you go by the above proverb. But the problem with understanding financial products is that an average consumer not always has the time or the background to strip away his/her unwanted ignorance.
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Who doesn’t like credit card rewards? What is a better way to spend than to spend while you earn? From points to cashback to air miles, you can earn any of these. There are even some who are always looking for ways to maximize their points or miles. They spend hours finding tricks and tips.
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