Kotak Feast Gold Credit Card Review

Review Summary

Kotak Feast Gold Credit Card is a basic card of the Kotak bank, that is good for dining and movies because you get 10 dining points on every Rs. 100 spent on dining and movies (1 dining point= Rs. 1). This gives you a reward rate of 10%. The interest charged on the card is 3.50% per month, i.e. 42% annually.

Annual Fee: Rs. 499

Reward Rate: 10%

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Kotak Bank Delight Platinum Credit Card Review

Review Summary

Kotak Bank Delight Platinum Credit Card is a semi-premium credit card for those who earn a net monthly income of Rs.40,000 and above. With an initial joining fee of Rs. 1,999, you get cash back for movie ticket booking and dining spends, fuel and railway surcharge waiver, half-yearly milestone benefits of PVR tickets and insurance coverage up to Rs.75,000.

Annual fees: Rs. 299/-(from 2nd year)

Reward rate: 10%

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Kotak Bank PVR Gold Credit Card Review

Review Summary

The Kotak Bank PVR Gold Credit Card is a basic card which can be best used for movies. You even get free movie tickets on monthly milestone spends. Also, an insurance cover of Rs. 50,000 per year against fraudulent transactions. The interest rate charges associated with this card are 3.40% monthly (40.80% annualised).

Annual fee: Rs. 499

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Kotak Silk Inspire Platinum Credit Card Review

Kotak Silk Inspire Platinum Credit Card

Review Summary

Kotak Silk Inspire Platinum Credit Card is a good shopping card, especially at apparel stores. It is designed exclusively for women. You can get up to 5% value back at apparel stores. The card offers milestone benefits, fuel surcharge waiver, and special Kotak bank offers (dining, movies, etc.).

Annual Fee: Rs. 599
Reward rate: 5%

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Kotak Bank PVR Platinum Credit Card Review

Review Summary

Kotak Bank PVR Platinum Credit Card is an entertainment category credit card which only provides you PVR movie vouchers twice a month. If you use this credit card for your monthly retail spend and maintain a minimum limit of above Rs. 10,000, then you can enjoy your free movie tickets. If you want more vouchers, you can avail add-on cards with same benefits. Also, you get insurance cover with PVR Shield for both primary and add-on credit cards.

Annual fees: Rs. 999/-

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Kotak Urbane Gold Credit Card Review

Review Summary

Kotak Urbane Gold Credit Card is a primary card of the kotak bank. The annual fee charged by the card is very less, that makes it a good option for low-class people. With this card, you get two reward points on a spend of Rs. 100 and 3x reward points if you reach an annual spend of Rs. 15,000. The Interest rate charged for the card is 3.50% per month or 42% per annum. 

Annual Fee: Rs. 199

Reward Rate: 0.15% to 0.225%

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Kotak League Platinum Credit Card Review

Review Summary

Kotak League Platinum Credit Card is a premium segment card for high-income individuals with annual income of above Rs.15 Lakhs. Once, your card is approved, you will be entitled to welcome movie offers, along with fuel and railway surcharge waivers, optional milestone benefits and accelerated reward points.With the conversion of these reward points into easy points, you can redeem them at Easyrewards.com for your purchases.

Annual fees: Rs. 499/-

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Kotak Bank Essentia Platinum Credit Card Review

kotak bank essentia platinum credit card

Review Summary

Kotak Bank Essentia Platinum Credit Card is a great credit card for department store and grocery spends. You can earn as much as 10 savings points for every Rs. 100 spent. The reward rate of the card is 10%. The card also comes with special Kotak Bank offers and KASSIST customer service facility.

Joining Fee: Rs. 1499
Annual Fee: Rs. 749
Reward rate: 10%

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Kotak Bank Royale Signature Credit Card Review

Review Summary

Kotak Bank Royale Signature Card is a decent travel card for people who like to travel. The card offers you decent rewards program where you can earn 4 reward points for every Rs. 150 spent on Airlines and Air Carriers, Hotels, Restaurants, Travel Agencies & Tour Operators, International Spends and 2 reward points on other categories. The annual fee charged is Rs. 999 which can be waived off easily on retail spends of Rs. 100000 in the previous year. The interest rate charges are 3.4% monthly.

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